How You Can Save Money on your car insurance – Owning a dream car is one of the best things that can ever happen to anyone. People often work hard to achieve such decision even if the cost of the car is way higher only for them to realize they haven’t considered the cost of the car insurance.
This article is aimed at exposing some of the little hacks that can help you save money on your car insurance. If this interest you, we strongly recommend you sit back and read through this article till the end.
Simple Hacks To Save Money On Your Car Insurance
Here are some of the simple hacks that can help you save money on your car insurance and they include and not limited to:
Don’t pay monthly for your car insurance
Most car insurance companies offer policies that gives you 6 or 12 months cover and they leave you with the option to pay for upfront or to either spread the payment across different months. Most insurance companies will definitely encourage you to go for the monthly payment rather than paying upfront. But the fact is that the upfront payments are way better than the monthly payment because you get to save around 20% every year.
Add a More Experienced Driver to Your Insurance plan
Another important and effective way of reducing your car insurance cost is by adding a more experienced driver to the plan. Recall that car insurance companies fix prices based on different factors and your age and risk level is part of it. So having an old driver with a clean record and years of experience, will definitely help the company reduce risk and therefore reduce the premium cost.
Combine Different Insurance Plans Together
As an existing customer with an insurance company, you can go for both home, renter and your car insurance on the same company. This will help you save cost by getting a discount on all the insurance.
Some of the best US car insurance companies in 2021 are below:
Liberty Mutual Insurance
This insurance company is designed in such a way that the car owner has to for the coverage options they actually need. The insurance company will be offering a 12 months fixed price and can also insure more than one class of vehicle.
The progressive insurance company is known for offering fair prices that comes with multiple extras such as road side assistance. This is mainly best for people with a strict budget. You can discuss with the progressive insurance company on how much you are willing to spend and they will design a package that will be best for you.
Express Lane Insurance Company
The express lane insurance company is known for its cheap policies and competitive rates to all drivers which includes high risk and young drivers who recently passed their driving test and those with a current accident record on their driving records.
USAA Insurance Company
The USAA insurance company is known for its high competitive rates and comprehensive cover. This insurance company is available to both active and retired USA military personnel’s and their family members.
Another easy and best way to get a low fee insurance policy is to use a comparison site. Take a quick look at what they have for you and how you can make the most out it.